tag:blogger.com,1999:blog-9181810725696409953.post5592886269494124441..comments2024-03-17T04:20:11.083-04:00Comments on The Population Health Blog: Is This All They Got?Jaan Sidorovhttp://www.blogger.com/profile/05072456803925863874noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-9181810725696409953.post-74655687701917760592010-12-16T11:59:28.728-05:002010-12-16T11:59:28.728-05:00Let me add one final bit of rhetorical analysis. I...Let me add one final bit of rhetorical analysis. I love the car insurance analogies. The problem is that health insurance is a long way from car insurance.<br />For car insurance, risky drivers (such as those with bad credit, or those who get DUIs) pay more. For health insurance, risky individuals pay the same amount. <br />For car insurance, companies compete and advertise during the Super Bowl. For health insurance, companies are restricted by state laws, which give insurers regional monopoly power. <br />For car insurance, individuals purchase their own plans, based on their own needs. For health insurance, individuals get it from the employer, who may have never heard of a high-deductable plan.<br />For car insurance, individuals pay for most routine costs, and some never file a claim. For health insurance, individuals file many claims each year.<br />I’m amazed that the political left keeps using the car insurance analogy, since the right calls for the reforms to move health insurance to car insurance.Cody L. Custishttp://www.twitter.com/theblackgeckonoreply@blogger.comtag:blogger.com,1999:blog-9181810725696409953.post-44523636495195503182010-12-16T11:39:01.138-05:002010-12-16T11:39:01.138-05:00As I wrote on Tuesday, I find it interesting that ...As I <a href="http://www.occampm.com/blog/general/aca-lawsuits/" rel="nofollow">wrote</a> on Tuesday, I find it interesting that the law's name has been shortened to the "Affordable Care Act" or ACA when even the law's most ardent supports admit it doesn't contain that many cost saving measures; it's main strengths are supposed to be in consumer protections (like rules against recision and the establishment of medical loss ratios). I suppose the shortening is partly in response to the law's full name or even "PPACA" being such a mouthful, but still, why put the focus on the weaker part of the law?Michelle Whttp://michelle.wood@pgllc-fl.comnoreply@blogger.com